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For more insurance plan options, please contact us directly.

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Our RMS Insurance Services team is always here to help, but we put some helpful resources in one place.

Subsidy Calculator

The Affordable Care Act, also known as ACA, PPACA, Healthcare reform act, or most commonly “Obamacare,” was enacted in March 2010 to reform both our private and public health insurance systems. The law gives Americans access to insurance plans and also provides subsidies towards their premiums if they’re eligible.

To see if you and your family qualify for any subsidies through the ACA, click the Subsidy Calculator Button Below.

Subsidy Calculator
WATCH THESE VIDEOS

Let’s keep it simple. We’ve compiled some simple videos that help answer some of the most common questions when it comes to help insurance.

Exchange vs. Non-Exchange Insurance Coverage

Learn more about what it means to be on-exchange or off-exchange with the ACA, and how your income impacts the premium you pay (and if you qualify for a subsidy). As long as you are under 65 years old, this pertains to you!

Faith-based (Ministry) Programs

Healthcare sharing ministries are faith-based non-profit organizations that pool members’ money to share medical expenses. Unlike traditional insurers, faith-based healthcare cost-sharing organizations do not guarantee that members’ healthcare costs will be covered.

Medicare Made Clear: Medicare Supplements vs. Medicare Advantage

Our clients over 65 years of age will be interested in learning more about the difference between Medicare Supplemental coverages and Medicare Advantage coverages.

Employer Group

As a small business owner with several employees, your most beneficial option might be an employer group, aka small group, health plan. This video explains what a small group health plan is and how coverage can be tailored for your business based on the number of employees.

Supplemental Insurance Explained

What is supplemental coverage? This video explains what supplemental coverage is and what it is not. You’ll also learn
how it works, and how it might round out your overall insurance strategy and protection.

Term Life vs Permanent Life

Having life insurance means your family will be taken care of if something were to happen to you. This video details Term Life and Permanent Life insurance, and explains which coverage is best for your short- or long-term needs.